If you need to insure a home that’s empty, for any reason, this page is for you.
This FAQ hub is designed to be scan-friendly and includes a Table of Contents to help you navigate key topics.
Click on the question that interests you, and you will go to a page that just answers that question.
Have a question we have missed, start a chat and we will answer it online or via email.
Please note that this section relates to our Unoccupied Home Insurance policy.
If you have purchased our specialist policy for property during probate, the cover and inspection frequency are different. Please visit our Probate Property Insurance page, or refer to your policy documents for details.

Insuristic Limited is an Appointed Representative of SJL (Worcester) Ltd, who are authorised and regulated by the Financial Conduct Authority with the reference number 763599. This can be checked by visiting https://register.fca.org.uk/s/.
Registered Office: Unit 2, 262 Walsall Road, Cannock, England, WS11 0JL. Registered in England and Wales No: 13926650.
Insuristic is a registered trademark. ©Copyright 2023 Insuristic Limited. All Rights Reserved.
Please Note: Our broking team at SJL Insurance will need to talk to you to discuss your requirements. This is an advised service.
Please Note: Our broking team at SJL Insurance will need to talk to you to discuss your requirements. This is an advised service.
Please Note: Our broking team at SJL Insurance will need to talk to you to discuss your requirements. This is an advised service.
Please Note: Our broking team at SJL Insurance will need to talk to you to discuss your requirements. This is an advised service.
Please Note: Our broking team at SJL Insurance will need to talk to you to discuss your requirements. This is an advised service.
Please Note: Our broking team at SJL Insurance will need to talk to you to discuss your requirements. This is an advised service.