Not a Solicitor? If you are a lay Executor or Administrator, you need our Estate Protect Direct page. You can still get a quote in less than 2 minutes.
We know how busy probate and estate administration specialists are.
As a solicitor, you’re expected to identify potential estate risks, advise executors appropriately, and complete distributions efficiently, all while safeguarding your firm against PI exposure. Yet sourcing suitable legal indemnity cover can be time-consuming and costly, often resulting in low take-up and unnecessary time spent by your team.
The market for probate legal indemnity insurance cover is limited and is often expensive, resulting in a low take-up rate with estates and thus wasting your time.
Getting a quote is often a manual process that can leave you waiting days or even weeks, especially when Missing Beneficiary Insurance is involved.
Some policies cap claims after ten years or carry an excess, so the file can never truly be closed.
Offering cover to every client is time-consuming and often impractical, despite the professional indemnity risk of not doing so.
There’s a faster, simpler way to protect every estate you manage — enhancing your client proposition while safeguarding your PI.
Estate Protect is our solicitor-designed indemnity insurance that provides comprehensive protection for executors, administrators, and their advisers — all arranged in minutes through your Insuristic portal.
It covers the four key risks in one straightforward policy:
Missing Beneficiary Insurance
Missing Will Insurance
Early Distribution Insurance
Section 27 Insurance
For estates up to £3 million — with higher-value or complex cases also considered.
One policy with cover that runs in perpetuity
No excess — nothing to pay in the event of a claim.
30% lower pricing vs. our Direct product, and significantly less than a lay client could buy themselves.
No Section 27 notice or local newspaper placement required when Section 27 Insurance is included.
Simplified genealogy for Missing Beneficiary cover — for estates under £350,000, only a verified family tree (three generations) is needed that confirms there are no known issues; no formal genealogist report required.
Estate Protect helps you deliver a smarter, streamlined probate service, saving hours on administration, reducing risk and strengthening the protection you deliver to clients.
Arrange permanent indemnity cover in minutes, underwritten by a leading UK insurer and built specifically for law firms managing estates.
There’s no renewal, expiry, or follow-up admin required. In the event of a claim, the underwriter deals with everything so you can safely close the file.
Insuristic has arranged cover for many complex estates in recent years, insuring tens of thousands of pounds in premiums.
If you’re managing a case that exceeds £3 million, or one involving known issues such as untraceable beneficiaries or excluded individuals, we can help you find a suitable solution.
Your portal also includes a dedicated Complex Estate Administration Insurance quote journey, designed to collect the information we need to secure the right cover for the estate.
We regularly arrange cover for complex cases in a day or two, not weeks or months like many other providers.
Examples of complex cases we have placed:
There are plenty of other examples; in fact, we have placed our insurer partner's largest-ever case three times now.
Hi, I'm Rob, Founder of Insuristic. My mission is to make insurance easier to understand and buy online.
I hold an Advanced Diploma in Insurance (ACII), which demonstrates my solid technical understanding of Insurance and my commitment to continuous professional development. I am also a member of the Chartered Insurance Institute and hold Chartered Insurance Broker status.
Over the last 30 years, I have worked for insurers, insurance brokers and insurance technology businesses, specialising in product, sales and marketing.
You can find out more about me on my author page.
I regularly share practical guidance on probate and property insurance on LinkedIn, so let's connect.
Insuristic Limited is an Appointed Representative of SJL (Worcester) Ltd, who are authorised and regulated by the Financial Conduct Authority with the reference number 991835. This can be checked by visiting https://register.fca.org.uk/s/.
Registered Office: Unit 2, 262 Walsall Road, Cannock, England, WS11 0JL. Registered in England and Wales No: 13926650.
Insuristic is a registered trademark. ©Copyright 2026 Insuristic Limited. All Rights Reserved.