The minimum term you can get a quote for is 3 months. However, that doesn’t necessarily mean you’ll end up paying for 3 months if you don’t need that long.
Watch our video (coming soon) or read on to find out more, or get a quote today.
The minimum term for insurance is a question we get asked a lot, as it's hard to know how long to insure for, and people are generally worried about insuring for too long and paying too much.
So, you might need to insure an empty house for less than 3 months, such as 30 days whilst you take an extended holiday or 60 days whilst the property is having work done.
If you buy a policy online, the usual standpoint is that you pay for 3 months and get zero cash back. You are also likely to be charged a cancellation fee as well.
Insuristic is different. Read on to find out more.
Now, let's talk about how Insuristic helps you insure for Less Than 3 months.
Insuristic’s cancellation and refund process is one of the best in the UK Insurance Industry for Empty house insurance.
If you need to cancel earlier than planned, just reply to one of your policy emails to tell us the date you need the policy cancelled from and the reason, such as you now have tenants, or have moved back in, or the property has sold.
Provided you haven’t had a claim, there is no cancellation fee, and you will receive the full value of any unused cover. We don’t hold back our commission on this either.
So, the upshot is, you could insure with Insuristic for a few weeks, 30 days, 60 days or more. Just pay for the 3 months up front.
And if you then need to insure for longer than 3 months because your plans changed, you will receive a renewal invitation to extend the cover, with the same cancellation rules applying again.
Our approach is designed to be flexible and fair, particularly for short-term situations where plans can change quickly.
With our broad cover options and cancellation process, I doubt you will find a better solution to short-term empty house insurance.
You can get a quote online in less time than it takes to make a cuppa, or find out more about the cover on our Unoccupied Home Insurance page.
Rob Faulkner is an ACII Chartered Insurance Broker with nearly 30 years' experience in the UK insurance market. He is also a Chartered Manager and a Member of the Chartered Institute of Marketing.
As the founder of Insuristic, Rob has developed clear, flexible insurance solutions for property owners and people managing empty homes.
He writes regularly on property and business insurance, with a particular focus on probate insurance, unoccupied home insurance and risk management, areas where he brings deep expertise.
Rob is especially passionate about product development and insurance education, helping people understand what they are buying. These values shape everything we do at Insuristic.
Want to learn more? Visit my author page or follow me on LinkedIn.
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