Probate Pro

Unoccupied Probate Property Insurance for Solicitors

Specialist cover designed for solicitors insuring remotely.
  • Quote and Issue Cover in less than 2 minutes
  • No Compulsory Inspections
  • No requirement to drain down water systems
  • No fees to issue, cancel or change a policy
Watch our video: Getting a Quote for Unoccupied Property Insurance
Free to use, unlimited users, no contract and no minimum commitment.

Not a Solicitor? If you are a lay Executor or Administrator, you need our Probate House Insurance page. You can still get a quote in less than 2 minutes.

Probate Property Insurance for Solicitors

If you are a solicitor managing property during probate, you need to arrange suitable insurance quickly, efficiently, and with confidence that it will respond if there’s a claim.

We understand your challenges

Even for straightforward properties, arranging cover can be frustratingly slow and complex — particularly as there are few providers offering policies designed specifically for probate that fully protect both your firm and the executor’s liability.

Extending the deceased’s existing insurance can seem the easiest option, but reduced cover or added conditions, such as regular inspections or water-system drain-downs, are difficult to manage and can lead to claims being declined, exposing your firm to a potential PI risk.

Under-insurance is common, and when it occurs, your firm may become liable for any claims shortfall.

Managing a claim is equally demanding; preparing documentation, contacting insurers, and chasing settlements all take valuable time away from legal work.

But there’s an easier way with Probate Pro — saving time, reducing risk, and protecting both your client and your firm.

The Solution: Probate Pro

Insuristic has developed Probate Pro to resolve these issues for you and your busy team instantly.

Instead of spending hours sourcing quotes and checking policy coverage, you can arrange cover in two minutes or less with Insuristic.

Probate Pro has been purposely designed to help law firms provide better insurance coverage for their clients, with minimal questions to answer and cover that is unlikely to catch you out.

Key Benefits of Probate Pro

A Rated Insurers.

No property inspections.

No security questions. You're unlikely to know what locks are on the windows and doors, so we just need to know that the property is secure.

No compulsory water system drain down. Escape of Water cover is capped at £10,000 where systems aren’t drained (subject to the Winter Condition between 1st October & 31st March).

Insure property with a rebuild sum insured up to £750,000 without referral.

£10,000 contents cover as standard. Option to extend cover up to £30,000 without referral.

Only pay for the time the property is on cover.

No fees to issue, cancel or change the policy.

Solicitor relaxed after using Probate Pro to save time

Work Smarter - Not Harder

Probate Pro isn’t just about faster insurance — it’s about protecting your firm’s time, reputation, and client relationships.

By simplifying property insurance during probate and reducing risk, you save hours on each case, resulting in a lower PI exposure, and a smoother client experience.

How does it work?

1. Log in

View all your team’s quotes and policies, documents and reports.

2. Get a quote

Enter a few basic property details, with no questions to catch you out.

3. Choose cover

Choose 3, 6, 9 or 12 months, with no fees to cancel.

4. Issue cover

Documents are issued instantly and stored in your portal.

Most firms complete the entire process in approximately two minutes

Most solicitors don’t need any training — the portal is simple to use from your very first quote. If you do need help, just email us at any time and we’ll guide you through it.

Support when you need it

Insurance Broking Support

For anything outside the portal, SJL Insurance’s broking team takes over.

  • Referrals handled: rebuild over £750,000, poor repair, flood areas, non-standard features
  • Quotes from several leading insurers, with advice on which to choose
  • Cover for occupied or tenanted estate property too

Claims Support

If there is a claim, you can relax.

  • A dedicated SJL claims team helps you prepare the claim
  • Loss adjuster surveys arranged for you
  • A fair settlement negotiated with insurers

PS why not also consider Estate Protect and Unoccupied Care Pro?

About the Author

Rob Faulkner, who is the founder of Insuristic

Hi, I'm Rob, Founder of Insuristic. My mission is to make insurance easier to understand and buy online.

I hold an Advanced Diploma in Insurance (ACII), which demonstrates my solid technical understanding of Insurance and my commitment to continuous professional development. I am also a member of the Chartered Insurance Institute and hold Chartered Insurance Broker status.

Over the last 30 years, I have worked for insurers, insurance brokers and insurance technology businesses, specialising in product, sales and marketing.

You can find out more about me on my author page.

I regularly share practical guidance on probate and property insurance on LinkedIn, so let's connect.

Insuristic Logo

Insuristic Limited is an Appointed Representative of SJL (Worcester) Ltd, who are authorised and regulated by the Financial Conduct Authority with the reference number 991835.  This can be checked by visiting https://register.fca.org.uk/s/. 

Registered Office: Unit 2, 262 Walsall Road, Cannock, England, WS11 0JL.  Registered in England and Wales No: 13926650. 

Insuristic is a registered trademark. ©Copyright 2026 Insuristic Limited.  All Rights Reserved.

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