Estate Protect Direct

Estate Protect Direct is designed to simplify probate legal indemnity insurance for a wide range of individuals and professionals involved in estate administration:

• DIY Executors: If you're managing the probate process yourself, Estate Protect Direct provides easy-to-understand, affordable cover to protect you and the beneficiaries of the estate.
• Executors Working with a Solicitor: Collaborating with a legal professional? Our platform ensures you can quickly arrange the necessary insurance while working alongside your solicitor.
• Solicitors: Estate Protect Direct offers solicitors a streamlined way to arrange legal indemnity insurance for their clients without the need for a Terms of Business Agreement. It’s an efficient, cost-effective solution for private client teams managing estate administration.

Estate Protect Direct is a fast, reliable, and cost-effective way to secure the essential protection needed during estate administration.

Whether you're navigating probate on your own or managing multiple estates professionally, our platform offers the flexibility and convenience to meet your needs.

You can choose one or more of the following insurance covers:  To learn more about each cover, click the product name to visit each specific product page:

• Early Distribution Insurance: Removes the need to wait the statutory 6 months before distributing the estate with insurance protection against claims under the Inheritance (Provision for Family and Dependants Act) 1975.  To find out more, visit our Early Distribution Insurance page.
• Section 27 Insurance: Insurance against claims from unknown creditors without the need to purchase expensive Section 27 notices.  To find out more, visit our Section 27 Insurance page.
• Missing Will Insurance: Insurance protection against the risk of a newer Will being found after the estate has already been distributed.  To find out more, visit our Missing Will Insurance page.
• Missing Beneficiary Insurance: Peace of mind protection against claims from a beneficiary that was missing or unknown when the estate was distributed.   To find out more, visit our Missing Beneficiary Insurance page. 

Please note: Early Distribution and Section 27 Insurance is not available for estates in Scotland.

The cost of the cover will depend on a range of factors, including:

• The size of the estate;
• The complexity of the estate;
• The likelihood of a claim being made; and
• If a solicitor is involved or not.

As of January 2025 the average cost per policy across our entire client bank is as follows (including Insurance Premium Tax)

• Early Distribution Insurance: £223
• Section 27 Insurance: £223
• Missing Will Insurance: £450
• Missing Beneficiary Insurance: £450

Estate administration can be complex and protecting the executor's long-term liability as well as the beneficiaries from third-party claims is essential.

Estate Protect Direct provides the ideal solution by combining speed, simplicity, and comprehensive cover.

Here's why you should choose Estate Protect Direct:

Protect the estate, safeguard your role, and ensure beneficiaries' peace of mind with Estate Protect Direct — the smarter, faster way to manage probate insurance.

Estate Protect Direct doesn’t just offer convenience and comprehensive protection— we have also built in some unique features to help you save more money:

At Insuristic, we believe protecting an estate shouldn’t break the bank.

Our competitive pricing and unique savings ensure peace of mind for executors, beneficiaries, and law firms alike.

Why not get a quote today?  It will only take a couple of minutes to get a quote and buy a policy.