About Insuristic:
The Probate & Unoccupied Home Insurance Specialists

Welcome, and thank you for visiting Insuristic!

We are the UK’s only specialist probate insurance and unoccupied home insurance broker with an online quote-and-buy solution for both members of the public and law firms.

Our mission is simple: to make insurance easy to understand, accessible, and transparent.

We don’t provide off-the-shelf policies. Instead, every Insuristic policy is designed to fit the specific needs of our market. This often means broader cover and competitive pricing that isn’t easily compared, which is why you won’t find us on comparison websites.

By working directly with us, you get the right cover at the right price without hidden commissions, admin fees, or cancellation charges.

Insuristic was founded in 2022 with a vision to simplify unoccupied home insurance. However, after our founder, Rob Faulkner, lost his mother unexpectedly, he saw firsthand how confusing and siloed the probate insurance market was.

• There was a lack of clear guidance for executors and administrators.
• Insurance options were limited, expensive, or difficult to arrange.
• Many lay executors were unaware of their lifetime personal liability risks when administering and distributing an estate.

Rob realised that the probate market needed a specialist digital insurance broker, one that not only provides comprehensive cover but also educates executors on the risks they face.

Fast-forward to 2025, and Insuristic is a leading provider of probate and unoccupied home insurance, offering solutions for solicitors, probate professionals, and private individuals.

Our Policy Range Includes:

• Unoccupied Home Insurance – For properties between tenants, left empty due to sale, renovation, or when the owner is in care.
• Land Insurance: Public liability insurance for landowners and estates in probate.

Insurance for private individuals acting as an executor or administrator of an estate in probate:

• Probate House Insurance – Protection for unoccupied property during every stage of the probate process.
• Occupied Probate Property Insurance – For situations when people are living in the property with the permission of the executors or administrators.
• Early Distribution Insurance – Insurance protection from Inheritance Act related claims following the early distribution of an estate.
• Section 27 Insurance – Protection against claims from creditors who were unknown at the time the estate was distributed.
• Missing Will Insurance – Protection from a claim resulting from the discovery of another Will after the estate was distributed.
• Missing Beneficiary Insurance – Protection for claims from unknown or known beneficiaries after the estate was distributed.

Insurance for Solicitors

We’ve designed exclusive solutions to make probate and unoccupied property insurance easier for Solicitors:

• Estate Protect – Quote & issue legal indemnity insurance (Missing Will, Missing Beneficiary, Early Distribution, and Section 27 Insurance) in just 40 seconds, with savings of 30-50% over open-market rates.
• Probate Pro – Inspection-free unoccupied property insurance, competitively priced with broad cover and no compulsory water system drain-downs. Issue policies in under a minute.
• Unoccupied Care Pro – Specialist cover for solicitors acting as attorneys or deputies, with the same broad protection as Probate Pro.

Whether you own property, act as an executor or administrator, or work for a solicitor, Insuristic has a specialist policy to protect your risks.

Still unsure? Check out our Trustpilot reviews to see why our customers trust us.