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8 ways council tax can be avoided on empty property

In the UK, council tax is levied by local authorities on properties within their area.  

If you own an empty property, you may be required to pay council tax on it. However, there are certain circumstances under which you may be able to avoid paying council tax on an empty property:

  1. The property is exempt: There are certain types of properties that are exempt from council tax. These include properties that are owned by a charity, properties that are occupied by a student, and properties that are being used as a care home. If the empty property falls into one of these categories, you may be able to avoid paying council tax.
  2. The owner is in prison: If the owner of the property is currently serving a prison sentence, the property may be exempt from council tax.
  3. The owner is in care: If the owner of the property is currently receiving care in a hospital or nursing home, the property may be exempt from council tax.
  4. The owner is serving in the armed forces: If the owner is currently serving in the armed forces, the property may be exempt from council tax.
  5. The owner is a diplomat: If the owner of the property is a diplomat with immunity from council tax, the property may be exempt.
  6. The property is unoccupied because it is undergoing major repairs or renovations: If the property is unoccupied because it is undergoing major repairs or renovations, you may be able to get a discount on the council tax. This is called an “empty property discount.”
  7. The property is in probate: If the property is awaiting probate to be granted before it is sold, you may be able to get a discount on the council tax. This is called a “probate discount.”
  8. The property is empty whilst it is being sold: If the property is unoccupied because it is being sold and you are actively trying to find a buyer, you may be able to get a discount on the council tax. This is called a “sale discount.”

It is important to note that these exemptions and discounts may vary depending on the local authority. You should check with the local authority to see what exemptions and discounts are available in the area.

In order to apply for an exemption or discount, you will need to provide evidence to support the claim. This may include documents such as a letter from a hospital or nursing home, a letter from the armed forces, or a copy of the probate documents.

If you are unable to get an exemption or discount and you are unable to pay the council tax, you may be able to get a council tax reduction. This is a reduction in the amount of council tax that you are required to pay based on the income and circumstances. To apply for a council tax reduction, you will need to contact the local authority.

In summary, there are several ways in which you may be able to avoid paying council tax on an empty property in the UK. These include exemptions for certain types of properties, discounts for properties that are undergoing major repairs or renovations, and reductions for those who are unable to pay their council tax. It is important to check with the local authority to see what exemptions and discounts are available in the area and to provide evidence to support the claim.

Need insurance on empty residential property?  Insuristic can help, check out these pages for more information:

About the Author: Rob Faulkner

Rob Faulkner, Founder of Insuristic

Rob Faulkner is a leading expert in executor insurance risk and probate insurance, with nearly 30 years’ experience in the UK insurance market. He is the founder of Insuristic, a specialist provider of probate-related insurance solutions and educational content for executors.

Rob is an ACII Chartered Insurance Broker, a Chartered Manager, and a Member of the Chartered Institute of Marketing.   His background spans insurers, brokers, and Insurtechs, always focused on innovation, transparency, simplicity, and fair value.

He’s passionate about helping everyday people, executors, beneficiaries, and law firms choose the right probate property insurance or unoccupied home insurance, without jargon, inflated fees, or hidden commissions.

Rob is especially passionate about product development and improving insurance education through marketing, helping people understand what they are buying. These values sit at the heart of everything we do at Insuristic.

Want to learn more? Visit my author page or follow me on LinkedIn.

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