Unoccupied Care Pro

Unoccupied property insurance for law firms acting as an attorney or deputy.

We know how busy your private client's team is. As a professional attorney or deputy responsible for managing your client's property and financial affairs, it is important to arrange suitable insurance when their property becomes empty.

Extending your client's existing insurance may seem the easiest path. However, it will often result in new policy conditions that are difficult to comply with, such as regular inspections and water system drain-downs.  Your client may have underinsured the property, causing problems when there is a claim.  Failure to adhere to these new conditions or being underinsured can mean your firm becomes liable for these losses.

Finding the right policy can take time.  Ringing around insurance providers or trawling websites to source quotes and arranging cover can be time-consuming.  The cover and conditions applied can vary significantly between providers, meaning you need to take time to compare the cover offered to determine if you can comply with this.

If there is a claim, this, too, can suck up a lot of your time.  Preparing a claim, contacting, and chasing insurers to get a fair settlement for your client keeps you from valuable legal work.

But there is an easier way that can instantly streamline how you provide insurance and free up your team’s time.

To use Unoccupied Care Pro, you must sign a terms of business agreement with Insuristic and commit to insuring regularly with us.

In return, each member of your team will receive access to our secure online portal, where you can get quotes and issue policies.

You can also run reports to see outstanding quotes and ensure all the policies you need are on cover, as well as live policies, cancellations, and lapses.  

Paying for policies is also easy. You don’t need to pay immediately to issue cover. Instead, you will receive an account statement for settlement each month.

Suppose a property has features that require referral to the underwriter, such as the rebuild value is higher than £750,000, it's in a poor state of repair, in a flood area or has non-standard features. In that case, you will have the full support of our FCA principals’ insurance broking team at SJL Insurance.

SJL Insurance will source quotations from several leading insurance providers on your behalf, provide advice, and recommend which policy to choose to ensure you and your clients have appropriate insurance cover. This will save your team a lot of time.

If there is a claim, you can relax.

You will have full access to our dedicated claims team at SJL Insurance.  Your claims account managers will provide advice, help you prepare the claim, arrange any loss adjuster surveys and negotiate a fair settlement with insurers.

Check out our property claims page for more information.