Insuristic Estate Protect

We know how busy probate and estate administration specialists are.
As a solicitor, you’re expected to identify potential risks within an estate, advise executors appropriately, and complete distribution efficiently — all while safeguarding your firm against PI exposure. Yet sourcing suitable legal indemnity cover can be time-consuming and costly, often resulting in low take-up and unnecessary time spent by your team..

We understand your challenges:

• The market for this cover is limited, and many providers are expensive — often due to large commissions and fees.
• Most indemnity providers still rely on lengthy forms, manual underwriting, and inconsistent pricing that can leave you waiting days or even weeks for a quote, particularly when Missing Beneficiary Insurance is involved.
• Premiums vary widely between providers, and policy terms aren’t always clear, leaving you uncertain about what’s actually covered.
• Some policies cap claims after ten years, leaving executors exposed to Missing Will or Missing Beneficiary claims that arise later. Others include excesses, meaning the file can never truly be closed.
• Even though arranging cover can be time-consuming and take-up may be low, you still need to offer this protection to every client — to safeguard the estate, your PI insurance, and your firm’s reputation.

There’s a faster, simpler way to protect every estate you manage — enhancing your client proposition while safeguarding your PI.

1. Log in to your solicitor portal.
   Every authorised team member gets their own login and password for secure access and visibility across all cases.

2. Get a quote in seconds.
   Enter basic estate details — no lengthy forms, no underwriting delays.

3. Select your cover options.
   Choose the relevant indemnities (Missing Will, Missing Beneficiary, etc.) and generate instant quotes.

4. Confirm and issue cover.
   Policy documents are generated immediately, emailed to you, and stored in your portal for audit and compliance.

5. That’s it — permanent cover secured.
   There’s no renewal, expiry, or follow-up admin required.

Average solicitor time to arrange cover: around two minutes.  

To use Estate Protect, there is no need to sign a terms of business, using the platform confirms you are happy with our terms.  Read our solicitor's terms of business for more information.

Signing up doesn't take long, and there is no need for demos and no complex onboarding as the system is so easy to use.

To sign-up for access (as an individual or team):

1. Click “Request Access”: Complete the short form with your contact details.

2. We’ll email you within one working day: requesting the names and email addresses of everyone in your team who needs access.

3. Unique logins for every user: Each team member receives:

   • Their own username and secure password

   • A welcome email with quick-start instructions

   • A personal introduction email from one of our team, providing contact details, should you or your team ever need support.

4. Get started instantly: Once set up, your team can quote and issue unoccupied probate property insurance online in minutes — no training session required (unless you need it).

5. Need help on your first case?: You can book a short Microsoft Teams walkthrough with us at any time — it’s optional, friendly, and focused on your first live case.

PS why not also consider Probate Pro and Unoccupied Care Pro?

Insuristic has arranged cover for many complex estates in recent years, insuring tens of thousands of pounds in premiums.

If you’re managing a case that exceeds £3 million, or one involving known issues such as untraceable beneficiaries or excluded individuals, we can help you find a suitable solution.

Your portal also includes a dedicated Complex Estate Administration Insurance quote journey, designed to collect the information we need to secure the right cover for the estate.

We regularly arrange cover for complex cases in days - not weeks or months like many other providers.