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Executor Insurance

Executor Insurance helps protect you against the risks that arise when managing an estate.

At Insuristic, we make it simple for executors, administrators, and solicitors to arrange specialist cover in minutes.

On this page, you’ll find links to the main types of Executor Insurance, from protecting probate property to insuring against legal liabilities, along with guides and resources to help you understand your risks and choose the right policy.

Executor Insurance Risks

Introduction to Executor Risks

If you’ve been asked to act as an executor (or administrator if there’s no will), you’ve taken on an important legal role. Alongside managing the estate, you also carry personal responsibilities, and if something goes wrong, you could be held financially liable.

Some of the most common risks include:

  • Not having the right insurance in place for a probate property (especially if it’s empty).
  • Distributing money from the estate too early, resulting in claims under the Inheritance (Provision for Family and Dependants) Act 1975.
  • Missing unknown creditors.
  • Claims arising from:
    • A later Will being discovered, with differing beneficiaries or inheritance amounts.  
    • An unknown beneficiary later coming forward to claim the estate (especially in intestate estates).

If uninsured, these risks could leave you facing significant financial losses. A comprehensive range of Executor Insurance policies can protect you, other parties involved in administering the estate, and the beneficiaries, giving peace of mind that unexpected problems won’t become your financial burden.

Follow the links below to get a quote or learn more about these risks and the policies available to protect you.

What's on this page

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Contents

Executor Guides & Checklists

Executor Insurance Guide

Learn More

Executor Checklist

Learn More

Executor Insurance FAQs

Executor Home Insurance

Property Insurance Risks Explained

Learn More

Unoccupied Probate Property Insurance

Get a Quote

Occupied Probate Property Insurance

Get a Quote

Probate Legal Indemnity Insurance

Insuristic is the first insurance broker in the UK to provide the ability to buy the following products online with our Estate Protect Direct policy.

Early Distribution Insurance

Get a Quote

Section 27 Insurance

Get a Quote

Missing Will Insurance

Get a Quote

Missing Beneficiary Insurance

Get a Quote

Worried About Disputes or Claims against the Estate?

As an executor or administrator, you can be personally liable for defending claims and covering losses if you don’t have Probate Insurance, even when the claim is made against the estate, not directly against you.

Contentious probate isn’t limited to courtroom battles; it often begins with disagreements over who inherits, how the estate is handled, or whether the Will is valid.

These situations may involve someone being left out of the Will, a dispute over how much someone should receive, concerns about how the Will was created, or confusion when no Will exists. Claims under the Inheritance (Provision for Family and Dependants) Act 1975 are particularly common.

Such disputes can delay the probate process, increase costs, and expose executors to personal liability. It’s far better to identify and address potential risks early, before they escalate.

Arrange a FREE consultation with a Contentious Probate Solicitor.

They’ll assess your situation, confirm whether a claim is unlikely (which may help you qualify for Early Distribution Insurance), or provide expert guidance on how to protect both yourself and the estate from risk.

No known issues?

Probate Insurance can help protect against:

 

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Insuristic Limited is an Appointed Representative of SJL (Worcester) Ltd, who are authorised and regulated by the Financial Conduct Authority with the reference number 763599.  This can be checked by visiting https://register.fca.org.uk/s/

Registered Office: Unit 2, 262 Walsall Road, Cannock, England, WS11 0JL.  Registered in England and Wales No: 13926650. 

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