Plumbers Insurance

  • We do not charge for cancelling or changing your policy
  • Option to pay monthly by taking out a separate finance agreement
  • 'A rated insurers' for peace of mind
Public liability insurance for a plumber

Easy to buy insurance for plumbers that could save you time and money

What we do

We aim to make plumber insurance cheaper, easy to understand and buy.

Getting a Quote

Complete our enquiry form to arrange a call with our broking team. They can provide quotes from a number of insurers

Supporting You

We can support you via chat between 9am to 5pm (Mon- Sat). Outside of those hours please contact us

What's on this page

On this page you will find a lot of useful information to help you decide what covers you need to include for your business.

If you already know what insurance you need, you can click 'Get a Quote' to arrange a call with our Insurance broking team at SJL Insurance Services.

If you have questions on plumber insurance you may find they are answered on this page. If not, start a chat or contact us. You can click on any of the items in 'Contents' to jump to the section that interests you.

Contents

About our Plumber Insurance

Insuristic's plumber insurance product is provided by MGAM Limited, a UK based underwriting agency, who underwrite on behalf of Convex. Convex is an A rated global insurer underwriting insurance premiums in excess in excess of $1bn globally.

We provide insurance for plumbers, gas engineers and heating contractors who work on domestic and commercial properties:

  • Up to £5m turnover

  • That specialise in installation, maintenance or general plumbing work

  • That have other trades (such as builders, kitchen and bathroom installation etc.)

Please note:

  • We aren't currently providing quotations online. A member of our broking team at SJL Insurance Services will need to speak to you. Click 'Get a Quote' to arrange a call back.

  • If you require an advised service, the insurer we recommend may be different. But this will be explained by our broking team at SJL Insurance Services.

  • SJL Insurance Services may receive a commission from their insurance partners in return for providing this service

Insurance for Plumbers Insurance Explained

Running a plumbing business isn’t risk free. No matter how skilled and careful you and your team are, accidents can happen.

Public liability insurance for a plumber is an important cover. This insurance cover provides protection if someone working for your business:

  • Damage someone’s property

  • Injures someone (other than an employee)

  • Someone slips or trips in your working area

Defending a claim like this could be costly. So could any award in damages. Public Liability Insurance will provide you with protection up to the amount of cover you have bought.

The minimum level of cover you can buy from Insuristic:

As a minimum you will need to buy £1m of Public Liability Insurance Cover. If you have employees, you must also include Employers Liability Insurance (this is a legal requirement).

In addition, we include £100,000 business legal expenses as standard. This will provide legal protection for a range of disputes including tax disputes, contract disputes and more.

You can find an overview of each type of cover in the section below. Bare in mind that each cover will have certain policy conditions that you will need to adhere to. These conditions will be provided in your quotation and policy documentation.

Plumbers Liability Insurance

You can choose to include the following cover:

Other Insurance for Plumbers

You can choose to include the following cover:

Plumbers Insurance and Risk Management Considerations

You should always review your policy documents to ensure you understand your cover you are buying and the policy conditions that you need to comply with.

Here are some examples of risk management considerations and common policy conditions that plumbing businesses need to be aware of:

What to do in the event of a claim on your plumbers insurance.

Our insurance provider has a dedicated claims phone line for reporting a property or liability claim.  These details can be found in your policy schedule.

If you need to make a claim on the legal expenses section, you can contact ARAG (the insurer) on 0330 303 1955 between 9am and 5pm Monday to Friday (except Bank Holidays).  It is important to notify legal expenses claims as soon as possible.  Information on what is required can be found on page 8 of your policy wording.

If you need assistance from us

Sometimes you might need help or support on a claim.  If that’s the case, don't worry.  The SJL Insurance Services claims team are only a phone call away.  You can call them on 01905 27775 between the hours of 9am and 5pm. Outside of these hours call 0121 411 0535.

Need advice on insurance for plumbers or have specialist insurance requirements?

Insuristic provides insurance on a non-advised basis. The information provided on this page should help many business owners arrange their insurance online without the need to talk to anyone.

But if your business needs advice, has different insurance requirements or needs insurance covers not provided by Insuristic such as personal accident or fleet insurance we can still help.

Our broking team at SJL Insurance Services can help you.

They can provide you with advice and source quotations from a number of different insurers.

Insurance for Plumbers: Frequently Asked Questions

The following are questions regularly asked by our customers. It is for general information purposes and should not be taken as advice.

Get a Plumbers Insurance quote from Insuristic

About the Author

Rob Faulkner CEO of Insuristic

Hi, I'm Rob, CEO and Founder of Insuristic. My mission is to make insurance easier to understand and buy online.

I hold an Advanced Diploma in Insurance (ACII) which demonstrates I have a solid technical understanding of Insurance and have committed to continuous professional development. I am also a member of the Chartered Insurance Institute and hold the a Chartered Insurance Broker status.

Over the last 27 years, I have worked for insurers, insurance brokers and insurance technology businesses, specialising in product, sales and marketing.

You can find out more about me on my author page.

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Insuristic Limited (No: 13926650), is an Appointed Representative of SJL (Worcester) Ltd, who are authorised and regulated by the Financial Conduct Authority with the reference number 763599. This can be checked by visiting https://register.fca.org.uk/s/.  Insuristic is a registered trademark. ©Copyright 2023 Insuristic Limited.  All Rights Reserved.

 

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